Could a few small oversights today cost Canadians hundreds or even thousands of dollars over time? The right borrowing tool can help reach goals, but careless choices add interest and fees. Reviewing offers carefully protects credit and avoids surprises. Key choices — amount, term length, fees and rate type — shape the total cost. Lenders […]
Tag Archives: Loan Terms
13
Nov
Nov
Could a single advertised percentage change how lenders view their risk and alter someone’s borrowing power in Canada? This introduction explains how every published number—from a 5‑year fixed at 3.79% or a 5‑year variable at 3.45% shown on Ratehub.ca, to EQ Bank’s 2.75% on a chequing-like account and Oaken Financial’s 2.80% savings—shapes a person’s credit […]
13
Nov
Nov
Can one simple checklist save time and stop costly mistakes when choosing a new loan? This short guide helps readers sight the key facts fast and decide with confidence. It shows why the comparison rate matters: it includes most upfront and ongoing fees and is based on a $150,000 loan over 25 years in Australia. […]