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Tag Archives: Loan Fees

Simple Guide to Understanding Loan Terms and Costs

Loan terms and costs

Could a juicy headline rate hide what a borrower will really pay? This short introduction sets the scene for people in New Zealand who are considering borrowing. It explains how interest, fees and account charges combine to shape the total cost. Major banks often calculated interest daily and billed it monthly, so small timing differences […]

Quick Tips for Comparing Loan Offers

Compare loan offers

Can one simple checklist save time and stop costly mistakes when choosing a new loan? This short guide helps readers sight the key facts fast and decide with confidence. It shows why the comparison rate matters: it includes most upfront and ongoing fees and is based on a $150,000 loan over 25 years in Australia. […]