What if a few clear definitions could change how someone uses their everyday plastic and save them real money? This short Canadian glossary gives plain information so readers can spot key phrases fast. It shows how balances form from purchases, fees and transfers, and why knowing APRs and interest helps estimate the amount paid over […]
Tag Archives: Credit card rewards
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Nov
Nov
Could a welcome bonus look great but leave someone worse off by year end? The right credit card choice starts by reading the headline and the fine print. Canadians should weigh the welcome rewards, the timing windows in months, and any first year savings like an annual fee rebate. Understand how rewards work — cash […]
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Nov
Nov
What if one small habit today could raise borrowing costs and harm a score long term? Many people in Canada do not check both of their credit reports each year. That simple step flags wrong information and stops small issues from growing. Scores reflect how likely someone is to repay based on past behaviour. A […]
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Can a single plastic tool help pay for daily needs and also unlock long-term goals like a mortgage or car loan? In Canada, a credit card works in stores and online and can help people build credit when managed well. Paying on time and, when possible, clearing the full balance each cycle avoids interest and […]