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Tag Archives: Credit card fees

Step-by-Step: Understanding Credit Card Terms Clearly

credit card terms

What if a few clear definitions could change how someone uses their everyday plastic and save them real money? This short Canadian glossary gives plain information so readers can spot key phrases fast. It shows how balances form from purchases, fees and transfers, and why knowing APRs and interest helps estimate the amount paid over […]

What to Check Before Accepting a New Credit Card Offer

check new card offer

Could a welcome bonus look great but leave someone worse off by year end? The right credit card choice starts by reading the headline and the fine print. Canadians should weigh the welcome rewards, the timing windows in months, and any first year savings like an annual fee rebate. Understand how rewards work — cash […]

Key Fees and Charges That Affect Your Credit

Credit fees and charges

Did they really know how much a single swipe could cost over a year? The piece looks at common costs on consumer cards and the merchant side of accepting payments. It showed that annual amounts often ranged widely, interest piled up when balances carried over, and late penalties could trigger higher rates. Small costs like […]