Can using the wrong card cost more than the rewards you earn? Many shoppers assume rewards are free money, but high interest or poor pairing can erase value fast. This guide gives clear, Canada-focused information on how to turn everyday spending into real value. It shows how rewards redeem for statement credits, travel and gift […]
Tag Archives: Credit Card Benefits
Could a welcome bonus look great but leave someone worse off by year end? The right credit card choice starts by reading the headline and the fine print. Canadians should weigh the welcome rewards, the timing windows in months, and any first year savings like an annual fee rebate. Understand how rewards work — cash […]
Can a single guide really reveal which offers deliver true value and which are marketing noise? This introduction lays out a clear map of how to compare options and translate points into real dollars. The guide explains how Ratehub.ca ranks products by annual fee, earn rates and redemption choices. It highlights practical picks like american […]


